Out of the Red by Citi is a free tool to help you see how much more quickly you can pay off your eligible credit card debt. Link and track multiple credit cards (Citi and Non Citi cards). Gain clarity by staying focused on the card with the highest interest rate and seeing the impact of paying more than the monthly minimum payment due.
***How it works***
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Step 1 Link your credit card accounts
• Link your eligible credit cards.
• Answer a few questions about your accounts.
• See your rates and account balances in one place.
Step 2 See the impact
• See how much more quickly you can pay off your linked credit card debt by paying more than the minimum payment due to the card with the highest interest rate.
Step 3 You can do this
• Every dollar you pay over the minimum payment due will speed your progress.
• Even paying $1 more than your monthly minimum payment due can make a difference.
***Features***
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App Features
• Create login credentials if you’re not a Citi customer. if you are a Citi customer, you can use your existing Citi Online username and password
• See your cards in one place. Link your eligible credit cards to see your balances in a single view
• See the impact of paying more. Tell us how much more you can pay above your minimum payment due and we’ll estimate how much more quickly you can pay it off
• Get in-app reminders when you have an upcoming payment due
• Enable Touch ID® for a fast and safe way to access your account
• 100% Free